Hyundai Teams with WALKAWAY USA to Offer Consumers One-of-a-Kind Vehicle Return Program

FOUNTAIN VALLEY, Calif., Jan. 2 /PRNewswire/ — Hyundai Motor America
announced today an agreement with WALKAWAY USA, LLC to offer consumers unique
financial protection in this uncertain economic environment called the
“Hyundai Assurance Program.” Beginning today, Hyundai will provide a private
label version of WALKAWAY(R) Protection for Automotive Financing as a
complimentary 12-month vehicle return program provided on every new Hyundai
that is financed or leased at participating dealers. WALKAWAY USA, LLC is a
wholly-owned subsidiary of EFG Companies, a Dallas-based, national performance
management company serving the retail automotive industry.

The Hyundai Assurance Program expands the protection offered through “The
Hyundai Advantage: America’s Best Warranty,” which has provided 10-year,
100,000-mile powertrain protection to Hyundai owners for a decade. The
Hyundai Assurance Program is complimentary for one full year, covers all
Hyundai models and is available to everyone.

“In this uncertain economy, we are looking for ways to reassure shoppers
that Hyundai still represents the best value in the auto industry,” said John
Krafcik, acting president and CEO, Hyundai Motor America. “Our agreement with
WALKAWAY allows us to offer a unique form of financial protection in all 50
states for the first time by an automaker.”

The Hyundai Assurance Program, the first of its kind for an automaker in
the U.S. auto industry, will be offered to Hyundai exclusively by WALKAWAY
USA. WALKAWAY USA holds the exclusive U.S. distribution license to the
WALKAWAY program originated in Canada. Since its introduction in Canada in
2000, WALKAWAY has made it possible for consumers to walk away from over $35
million in automotive-related debt and has provided WALKAWAY retailers with a
competitive sales advantage.

“We are pleased to collaborate with Hyundai in offering this program
through an automaker for the first time in the United States,” said Paul
Budvitis, president of WALKAWAY USA, LLC. “WALKAWAY is one of the most
innovative products to hit the auto-finance marketplace, addressing consumers’
most pressing challenge to purchasing a new car in today’s economy.”

The Hyundai Assurance Program complements America’s Best Warranty as
standard protection on new vehicles financed or leased from a participating
Hyundai dealer, and supplements all existing consumer incentives. The program
is available to any consumer, regardless of age, health, employment history or
financed amount of the vehicle. The program is complimentary for the first 12
months of the financing or lease date for vehicles financed through Hyundai
Motor Finance Company and other third-party lenders and financing sources.

For more details about the Hyundai Assurance Program, please visit
http://www.HyundaiUSA.com or http://www.HyundaiAssurance.com.

About WALKAWAY USA, LLC

WALKAWAY USA, LLC (http://www.walkawayusa.com) is a division of EFG
Companies (http://www.efgcompanies.com), an industry leader in providing
innovative performance management solutions and technologies to the retail
auto industry. WALKAWAY USA markets and administers WALKAWAY(R) Protection for
Automotive Financing. WALKAWAY is the First and Only Vehicle Return
Program(TM) that protects consumers from financial shortfalls arising from the
depreciation of new and used vehicles (negative equity).

HYUNDAI MOTOR AMERICA

Hyundai Motor America, headquartered in Fountain Valley, Calif., is a
subsidiary of Hyundai Motor Co. of Korea. Hyundai vehicles are distributed
throughout the United States by Hyundai Motor America and are sold and
serviced through more than 790 dealerships nationwide.

          Journalists are invited to visit our news media web site:
                         http://www.hyundainews.com

Hyundai Marks the 10-Year Anniversary of ‘America’s Best Warranty’ With the Launch of the ‘Hyundai Assurance Program’

FOUNTAIN VALLEY, Calif., Jan. 2 /PRNewswire/ — Hyundai Motor America
announced today an unprecedented program to protect consumers in this
uncertain economic environment. Beginning today, Hyundai is providing a
complimentary vehicle return program for the first year on every new Hyundai
that is financed or leased for owners who experience an involuntary loss of
income within 12 months of the purchase date. The “Hyundai Assurance Program”
expands the protection offered through “The Hyundai Advantage: America’s Best
Warranty,” which has provided 10-year, 100,000-mile powertrain protection to
Hyundai owners for a decade. The Hyundai Assurance Program is complimentary
for one full year, covers all Hyundai models and is available to everyone.

“We understand consumers’ hesitance to commit to large purchases in
today’s economic environment,” said John Krafcik, acting president and CEO,
Hyundai Motor America. “Ten years ago, Hyundai’s industry-leading warranty
provided peace of mind to consumers about Hyundai’s quality and reliability.
Today we’re extending that peace of mind to cover consumers’ employment status
and personal finances.”

The Hyundai Assurance Program, the first of its kind for an automaker in
the U.S. auto industry, allows consumers to walk away from a financing
obligation when certain adverse life events occur, providing protection from
financial shortfalls that arise from vehicle depreciation (negative equity) up
to $7,500.

The Hyundai Assurance Program complements America’s Best Warranty as
standard protection on new vehicles financed or leased from a participating
Hyundai dealer, and supplements all existing consumer incentives. The program
is available to any consumer, regardless of age, health, employment history or
financed amount of the vehicle. The program is complimentary for the first 12
months of the financing or lease date for vehicles financed through Hyundai
Motor Finance Company and other third-party lenders and financing sources.
Covered circumstances include:

    --  Involuntary unemployment
    --  Physical disability
    --  Loss of driver's license due to medical impairment
    --  International employment transfer
    --  Self-employed personal bankruptcy
    --  Accidental death

Consumers must have made at least two scheduled payments on their loan or
lease, be current on all payments and pay for any outstanding balance above
the $7,500 benefit amount which results from negative equity. Once the
benefit is approved by the Hyundai Assurance administrator and the customer
pays any outstanding balance, the customer returns the vehicle to the selling
dealer, whose appraisal is factored into the valuation formula, and the
consumer avoids further financial obligation or negative impact to his/her
credit. The dealer is then able to remarket the vehicle.

For more details about the Hyundai Assurance Program, please visit
http://www.HyundaiUSA.com or http://www.HyundaiAssurance.com.

HYUNDAI MOTOR AMERICA

Hyundai Motor America, headquartered in Fountain Valley, Calif., is a
subsidiary of Hyundai Motor Co. of Korea. Hyundai vehicles are distributed
throughout the United States by Hyundai Motor America and are sold and
serviced through more than 790 dealerships nationwide.

          Journalists are invited to visit our news media web site:
                         http://www.hyundainews.com

(1) Subject to terms and conditions of the “Hyundai Assurance Program”;
go to http://www.HyundaiUSA.com or http://www.HyundaiAssurance.com for full
details.